The Super Roth

"The Best Supplemental Retirement Plan of the 21st Century!"

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What the Experts Say:

“Opening a Roth IRA is the first step toward a secure financial future. Setting aside money today for your future retirement is one of the best financial moves you can make.”

EXACTLY WHY ONE SHOULD LOOK INTO A SUPER ROTH!

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Compare & Consider a Super Roth:

 

 

 

 

 

 

 

 

Chronic & Critical Coverage varies by state.*

We Can Help You Put a Income Tax Free Retirement Plan together!

FUTURE INCOME TAX RATES!

Income tax rates would have to double across the income spectrum to balance the federal budget. 

Source: The Heritage Foundation, Federal Budget in Pictures, 2012; using data from the Congressional Budget Office.

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Disclaimer

The Super Roth is a savings concept that may have legal, accounting, and tax implications. This website is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

"When it comes to saving for retirement, we have the 500 lb. Gorilla in the room that will provide the most benefits for you!"

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The Super Roth

The Super Roth Concept is an Indexed Universal Life Insurance contract that is set up to comply with the following tax laws passed by congress:

  • Tax Equity and Fiscal Responsibility Acts of 1982 (TEFRA)
  • Deficit Reduction Act of 1984 (DEFRA)
  • Technical and Miscellaneous Revenue Act of 1988 (TAMRA)
The concept is to purchase the least amount of life insurance required by law and subsequently own a fully compliant life insurance contract with maximum cash values. The cash values in an indexed universal life contract are optionally tied to a major stock market indexes that can be capped and or uncapped with a spread and or a fixed account that grows tax deferred. At any time the policy holder can access their contributions including the growth through low cost or zero cost policy loans on a tax free basis. With a properly structured policy, policy loans are not considered income, the money does not show up on any tax return and is not subject to taxation and is available to the policy holder on a tax free basis. The remaining cash values at death are paid to the beneficiaries at the higher life insurance amount on an income tax free basis as well.

The Super Roth is a great tool to help you meet your Goals!

Putting as much money as you can into a Super Roth designed to provide Tax Free Income during your Retirement can safely increase your current Retirement Income by 25% to 40% or more at no added cost to you!

Note: The Super Roth can only be provided to you by a State Licensed Life Insurance Agent.